Insurance

We work with most major Insurance Carriers, and our electronically-filed claims receive priority processing from them. When you come in for your first visit to our office, we will be happy to do a complimentary Benefits Check for you. Again, please remember to bring all medical and dental benefit information and cards to your Examination appointment.

The term “Dental Insurance” is really a misnomer. A more accurate description of this type of compensation agreement would be “Dental Supplement” because, unlike Health Insurance plans, most Dental Insurance Carriers have an annual “cap” or limit on how much they will pay toward your dental needs—even though they are aware that Periodontal Disease has a very direct and negative impact on your overall health. For example, the American Heart Association and the American Diabetes Association have both issued statements concerning the negative impact of active infection on your organs and their function.

Periodontal treatment is typically covered by Dental Insurance Plans at 80% of the total cost (leaving a 20% balance), and a “cap” or limit on the amount that will be paid per fiscal year. To further complicate the matter, if you have already undertaken other treatment in the same calander year with your General Dentist or another Dental Specialist, you will need to deduct the amount of that prior treatment from your anticipated supplemental reimbursement. If that treatment has exhausted your annual allowed limit, then you will receive no supplemental help with further treatment. This harsh reality is why most of our patients appreciate the broad spectrum of payment arrangements made available by Drs. Caldwell and Dimmitt.